{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-25-000015","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.180172+00:00","generated_at":"2026-05-26T01:09:05.579832+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Regions Financial presents 2024 ROATCE of 17.8%, lowest deposit costs among peers","bullets":["2024 ROATCE (non-GAAP) 17.8%, peer-leading for 4 straight years; net income available to common $1.774B.","Total deposit cost 1.56%, lowest among peers (peer median 2.30%); NIM consistently in top quartile.","Plans to hire 50 commercial RMs, 10 treasury bankers, 300 reskilled branch bankers, 50 mortgage originators, 30 wealth associates.","Priority markets (Tampa, Orlando, Miami, Houston, Dallas, Nashville, Atlanta, Huntsville) projected population CAGR 1.19% vs US 0.48%.","Deposits in priority markets grew $12.5B since 2019; 6 of 8 markets gaining share."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-25-000015","json":"https://secwatch.observer/filing/0001281761-25-000015.json","markdown":"https://secwatch.observer/filing/0001281761-25-000015.md","text":"https://secwatch.observer/filing/0001281761-25-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176125000015/0001281761-25-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176125000015/rf-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T01:09:05.579832+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}