---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-25-000015"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2025-02-27T23:59:59+00:00"
generated_at: "2026-05-26T01:09:05.579832+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Regions Financial presents 2024 ROATCE of 17.8%, lowest deposit costs among peers

## Summary
- 2024 ROATCE (non-GAAP) 17.8%, peer-leading for 4 straight years; net income available to common $1.774B.
- Total deposit cost 1.56%, lowest among peers (peer median 2.30%); NIM consistently in top quartile.
- Plans to hire 50 commercial RMs, 10 treasury bankers, 300 reskilled branch bankers, 50 mortgage originators, 30 wealth associates.
- Priority markets (Tampa, Orlando, Miami, Houston, Dallas, Nashville, Atlanta, Huntsville) projected population CAGR 1.19% vs US 0.48%.
- Deposits in priority markets grew $12.5B since 2019; 6 of 8 markets gaining share.

## SEC filing metadata
- accession: 0001281761-25-000015
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2025-02-27T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176125000015/0001281761-25-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176125000015/rf-20250227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-25-000015
- JSON: https://secwatch.observer/filing/0001281761-25-000015.json
- Plain text: https://secwatch.observer/filing/0001281761-25-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.