earnings
confidence high
sentiment neutral
materiality 0.70
Regions Financial Q1 2025 EPS $0.51 GAAP ($0.54 adj); revenue $1,784M
REGIONS FINANCIAL CORP
2025-Q1 EPS reported
$0.51
- Net income available to common shareholders $465M GAAP ($487M adj); diluted EPS $0.51 ($0.54 adj).
- Net interest income $1,206M; NIM 3.52%, down 3bps QoQ; NII expected to grow ~3% in Q2.
- Avg loans stable at $95.7B; avg deposits up 1% to $131B; NCOs annualized 0.52%. CET1 10.8% (est).
- Share repurchases $242M; common dividend $0.25/share. FY2025 NII guidance +1-4%; adj NIR +1-3%.
- Credit quality: ACL 1.81% stable; NPLs 0.88%; management expects NCOs toward upper end of 40-50bps range.