---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-25-000074"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2025-10-17T23:59:59+00:00"
generated_at: "2026-05-17T03:21:36.785014+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Regions Q3 adj EPS $0.63 up 11% YoY; revenue $1.92B up 7%; wealth and capital markets records

## Summary
- Net income available to common $548M; GAAP EPS $0.61; adjusted EPS $0.63, up 11% YoY.
- Total revenue $1.92B, up 7% YoY; NIM 3.59% vs 3.65% prior quarter; fee income records in wealth and capital markets.
- Wealth management income $139M (record); capital markets income $104M (record ex-CVA); service charges up 6%.
- Credit quality stable: net charge-offs 0.55% of loans; business criticized loans down ~$1B or 20%; ACL/NPLs 226%.
- CET1 ratio 10.8%; repurchased ~10M shares for $251M; declared $235M in common dividends.

## SEC filing metadata
- accession: 0001281761-25-000074
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2025-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176125000074/0001281761-25-000074-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176125000074/rf-20251017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-25-000074
- JSON: https://secwatch.observer/filing/0001281761-25-000074.json
- Plain text: https://secwatch.observer/filing/0001281761-25-000074.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.