earnings
confidence high
sentiment positive
materiality 0.80
Regions reports Q4 EPS $0.58; FY2025 adjusted EPS $2.33 (+9% YoY)
REGIONS FINANCIAL CORP
2025-FY EPS reported
$2.30
- Q4 net income $534M, diluted EPS $0.58; FY2025 net income $2.16B, adjusted EPS $2.33 up 9% YoY.
- Total revenue $1.92B in Q4; NIM improved to 3.70% from 3.59% (Q3).
- Record wealth management and treasury management income in 2025; capital markets second best year.
- Credit metrics improved: NPLs down 8% QoQ, ACL/NPLs 242%, criticized loans down 9%.
- Repurchased $430M in Q4; CET1 ratio 10.8%; TCE per share $13.75 up 20% YoY.