{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-26-000032","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2026-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.085205+00:00","generated_at":"2026-05-15T05:27:47.335661+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Regions Q1 2026 net income $539M, EPS $0.62, revenue up 5% YoY","bullets":["Net income $539M, diluted EPS $0.62; YoY net income +16%, EPS +22%.","Total revenue $1,873M, up 5% YoY; net interest margin 3.67%.","Average loans grew 1% QoQ, ending loans +2%; C&I lending led growth.","Credit quality improved: NPLs/loans down to 0.71%, net charge-offs 0.54%.","CET1 ratio 10.7%, tangible book value per share up 11% YoY to $13.69."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-26-000032","json":"https://secwatch.observer/filing/0001281761-26-000032.json","markdown":"https://secwatch.observer/filing/0001281761-26-000032.md","text":"https://secwatch.observer/filing/0001281761-26-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/0001281761-26-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/rf-20260417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:27:47.335661+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"160cd20bdd19296265b8dc3b96630ce489bd1f46","claim":"REGIONS FINANCIAL CORP reported the quarter ended March 31, 2026 results: revenue $1.9 billion, net income $539 million, EPS $0.62.","evidence_excerpt":"Regions Reports earnings of $539 million and EPS of $0.62 in 1Q 2026 $1.9 billion in total revenue reflects 5 percent year-over-year growth.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/0001281761-26-000032-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Revenue","value":"$1.9 billion"},{"label":"Net income","value":"$539 million"},{"label":"EPS","value":"$0.62"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}