---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-26-000032"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:27:47.335661+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Regions Q1 2026 net income $539M, EPS $0.62, revenue up 5% YoY

## Summary
- Net income $539M, diluted EPS $0.62; YoY net income +16%, EPS +22%.
- Total revenue $1,873M, up 5% YoY; net interest margin 3.67%.
- Average loans grew 1% QoQ, ending loans +2%; C&I lending led growth.
- Credit quality improved: NPLs/loans down to 0.71%, net charge-offs 0.54%.
- CET1 ratio 10.7%, tangible book value per share up 11% YoY to $13.69.

## SEC filing metadata
- accession: 0001281761-26-000032
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/0001281761-26-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/rf-20260417.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-26-000032
- JSON: https://secwatch.observer/filing/0001281761-26-000032.json
- Plain text: https://secwatch.observer/filing/0001281761-26-000032.txt

## Key facts
- Earnings Releases
  REGIONS FINANCIAL CORP reported the quarter ended March 31, 2026 results: revenue $1.9 billion, net income $539 million, EPS $0.62.
  - Period: the quarter ended March 31, 2026
  - Revenue: $1.9 billion
  - Net income: $539 million
  - EPS: $0.62
  - Result: preliminary results
  source text: Regions Reports earnings of $539 million and EPS of $0.62 in 1Q 2026 $1.9 billion in total revenue reflects 5 percent year-over-year growth.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1281761/000128176126000032/0001281761-26-000032-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.