{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-26-000050","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2026-07-17T10:01:20+00:00","discovered_at":"2026-07-17T10:05:00.320988+00:00","generated_at":"2026-07-17T10:05:05.971243+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Regions Q2 2026 EPS $0.64, adj. $0.68; dividend raised 13% to $0.30","bullets":["Net income $549M, diluted EPS $0.64; adjusted net income $583M, adj. EPS $0.68.","Total revenue $1,907M, NII $1,277M, NIM 3.66%; avg loans up 2% QoQ to $98.7B.","Wealth management income record $150M, up 6% QoQ; card/ATM fees up 8%.","Net charge-offs 42bps (annualized), down 12bps QoQ; ACL/NPLs 241%.","Board declared $0.30 quarterly dividend (+13% QoQ); acquired Frazer Lanier Co. on July 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-26-000050","json":"https://secwatch.observer/filing/0001281761-26-000050.json","markdown":"https://secwatch.observer/filing/0001281761-26-000050.md","text":"https://secwatch.observer/filing/0001281761-26-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/0001281761-26-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/rf-20260717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-17T10:05:05.971243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}