---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-26-000050"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2026-07-17T10:01:20+00:00"
generated_at: "2026-07-17T10:05:05.971243+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Regions Q2 2026 EPS $0.64, adj. $0.68; dividend raised 13% to $0.30

## Summary
- Net income $549M, diluted EPS $0.64; adjusted net income $583M, adj. EPS $0.68.
- Total revenue $1,907M, NII $1,277M, NIM 3.66%; avg loans up 2% QoQ to $98.7B.
- Wealth management income record $150M, up 6% QoQ; card/ATM fees up 8%.
- Net charge-offs 42bps (annualized), down 12bps QoQ; ACL/NPLs 241%.
- Board declared $0.30 quarterly dividend (+13% QoQ); acquired Frazer Lanier Co. on July 1.

## SEC filing metadata
- accession: 0001281761-26-000050
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2026-07-17T10:01:20+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/0001281761-26-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/rf-20260717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-26-000050
- JSON: https://secwatch.observer/filing/0001281761-26-000050.json
- Plain text: https://secwatch.observer/filing/0001281761-26-000050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.