secwatch.observer — SEC 8-K summary
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Issuer:     REGIONS FINANCIAL CORP (RF)
CIK:        0001281761
Form:       8-K
Filed at:   2026-07-17T10:01:20+00:00
Accession:  0001281761-26-000050
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Regions Q2 2026 EPS $0.64, adj. $0.68; dividend raised 13% to $0.30
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- Net income $549M, diluted EPS $0.64; adjusted net income $583M, adj. EPS $0.68.
- Total revenue $1,907M, NII $1,277M, NIM 3.66%; avg loans up 2% QoQ to $98.7B.
- Wealth management income record $150M, up 6% QoQ; card/ATM fees up 8%.
- Net charge-offs 42bps (annualized), down 12bps QoQ; ACL/NPLs 241%.
- Board declared $0.30 quarterly dividend (+13% QoQ); acquired Frazer Lanier Co. on July 1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/0001281761-26-000050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/rf-20260717.htm
  HTML page:      https://secwatch.observer/filing/0001281761-26-000050

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer