Morningstar files investor Q&A; provided exhibit text lacks substantive responses

Morningstar, Inc.

Filing includes Investor Q&A document covering questions received through August 31, 2025.
Provided exhibit text contains only header and instructions, not actual Q&A responses.
No specific financial metrics, guidance changes, or operational updates identified.
Routine Regulation FD disclosure; forward-looking statements are standard boilerplate.
Complete Q&A available on Morningstar's website or by contacting Investor Relations.

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