---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-22-000276"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:43:55.239558+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Axos reports Q1 fiscal 2023 net income $58.4M, diluted EPS $0.97, adjusted EPS $1.18

## Summary
- Net income $58.4M, down 3% YoY; diluted EPS $0.97 vs $0.99.
- Adjusted EPS $1.18, up 15% YoY; adjusted earnings $71.6M.
- Net interest income $180.5M, up 23.1% YoY.
- Loans grew $1.13B to $15.38B sequentially; NPLs at 0.78%.
- Non-interest income $27.2M, up 1.9% YoY.

## SEC filing metadata
- accession: 0001299709-22-000276
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970922000276/0001299709-22-000276-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970922000276/ax-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-22-000276
- JSON: https://secwatch.observer/filing/0001299709-22-000276.json
- Plain text: https://secwatch.observer/filing/0001299709-22-000276.txt

## Key facts
- Earnings Releases
  Axos Financial, Inc. reported financial results for first fiscal quarter ended September 30, 2022.
  - Period: first fiscal quarter ended September 30, 2022
  - Result: reported results
  source text: On October 27, 2022, Axos Financial, Inc. (the “Registrant”) issued a press release announcing its first quarter results of operations for the period ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1299709/000129970922000276/0001299709-22-000276-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.