{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-23-000009","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.276554+00:00","generated_at":"2026-06-20T07:58:56.978581+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Axos Financial reports Q2 FY2023 net income $81.6M, up 34% YoY; diluted EPS $1.35","bullets":["Diluted EPS $1.35 vs $1.00 a year ago (+35%); adjusted EPS $1.38 vs $1.04 (+33%).","Net interest income $199.9M (+37.3% YoY) driven by loan growth and higher rates.","Non-interest income $28.3M (-8% YoY) due to lower mortgage banking revenue.","Non-performing loans dropped to $95.0M from $120.5M prior quarter; total loans grew $265M to $15.65B.","Record quarterly earnings; all metrics exceed prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-23-000009","json":"https://secwatch.observer/filing/0001299709-23-000009.json","markdown":"https://secwatch.observer/filing/0001299709-23-000009.md","text":"https://secwatch.observer/filing/0001299709-23-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000009/0001299709-23-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000009/ax-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:58:56.978581+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a669cfbb4fa1c0389fac6cfd544827ac103dce07","claim":"Axos Financial, Inc. reported the fiscal second quarter ended December 31, 2022 results: net income Net income was $81.6 million, EPS Diluted earnings per share were $1.35.","evidence_excerpt":"Net income was $81.6 million, an increase of 34% from $60.8 million for the quarter ended December 31, 2021. Diluted earnings per share were $1.35, an increase of $0.35, or 35%, as compared to diluted earnings per share of $1.00 for the quarter ended December 31, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000009/0001299709-23-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal second quarter ended December 31, 2022"},{"label":"Net income","value":"Net income was $81.6 million"},{"label":"EPS","value":"Diluted earnings per share were $1.35"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}