secwatch.observer — SEC 8-K summary
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Issuer:     Axos Financial, Inc. (AX)
CIK:        0001299709
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001299709-23-000009
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Axos Financial reports Q2 FY2023 net income $81.6M, up 34% YoY; diluted EPS $1.35
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- Diluted EPS $1.35 vs $1.00 a year ago (+35%); adjusted EPS $1.38 vs $1.04 (+33%).
- Net interest income $199.9M (+37.3% YoY) driven by loan growth and higher rates.
- Non-interest income $28.3M (-8% YoY) due to lower mortgage banking revenue.
- Non-performing loans dropped to $95.0M from $120.5M prior quarter; total loans grew $265M to $15.65B.
- Record quarterly earnings; all metrics exceed prior year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1299709/000129970923000009/0001299709-23-000009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1299709/000129970923000009/ax-20230126.htm
  HTML page:      https://secwatch.observer/filing/0001299709-23-000009

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer