{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-23-000120","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.311218+00:00","generated_at":"2026-06-16T08:28:37.042719+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Q3 net income up 29% to $79.9M; $100M share buyback authorized","bullets":["Net income $79.9M, diluted EPS $1.32 (+29% YoY); adjusted EPS $1.35.","Net interest income $199.0M, up 33.1% YoY, driven by loan growth.","Board authorized new $100M share repurchase program; existing plan had $21M remaining.","NPLs stable at 0.60% of total loans; allowance for credit losses $161.3M (1.01%).","Loans grew $371M in Q3 led by single-family mortgages and multifamily commercial."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-23-000120","json":"https://secwatch.observer/filing/0001299709-23-000120.json","markdown":"https://secwatch.observer/filing/0001299709-23-000120.md","text":"https://secwatch.observer/filing/0001299709-23-000120.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000120/0001299709-23-000120-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000120/ax-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T08:28:37.042719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ae74edcc62aeee84b37068d20be543aaf3ba2257","claim":"Axos Financial, Inc. reported fiscal third quarter ended March 31, 2023 results: net income $79.9 million, EPS $1.32.","evidence_excerpt":"Net income was $79.9 million, an increase of 29% from $61.8 million for the quarter ended March 31, 2022. Diluted earnings per share were $1.32, an increase of $0.30, or 29%, as compared to diluted earnings per share of $1.02 for the quarter ended March 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000120/0001299709-23-000120-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal third quarter ended March 31, 2023"},{"label":"Net income","value":"$79.9 million"},{"label":"EPS","value":"$1.32"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}