{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-23-000141","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.511040+00:00","generated_at":"2026-06-12T23:53:24.601961+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Financial Q4 net income $87.4M, diluted EPS $1.46, up 52% YoY","bullets":["Net income $87.4M, up 50.9% YoY; diluted EPS $1.46, up 52.1%.","Adjusted EPS (non-GAAP) $1.50, up 33.9% YoY.","Net interest income $203.8M, up 23.2% YoY; deposit costs rose to 3.76% from 0.85%.","Full-year FY2023 net income $307.2M, diluted EPS $5.07, up 27.7% vs $3.97.","Total assets $20.35B at June 30, 2023, up 17% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-23-000141","json":"https://secwatch.observer/filing/0001299709-23-000141.json","markdown":"https://secwatch.observer/filing/0001299709-23-000141.md","text":"https://secwatch.observer/filing/0001299709-23-000141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000141/0001299709-23-000141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970923000141/ax-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T23:53:24.601961+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}