---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-23-000141"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-12T23:53:24.601961+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Axos Financial Q4 net income $87.4M, diluted EPS $1.46, up 52% YoY

## Summary
- Net income $87.4M, up 50.9% YoY; diluted EPS $1.46, up 52.1%.
- Adjusted EPS (non-GAAP) $1.50, up 33.9% YoY.
- Net interest income $203.8M, up 23.2% YoY; deposit costs rose to 3.76% from 0.85%.
- Full-year FY2023 net income $307.2M, diluted EPS $5.07, up 27.7% vs $3.97.
- Total assets $20.35B at June 30, 2023, up 17% YoY.

## SEC filing metadata
- accession: 0001299709-23-000141
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970923000141/0001299709-23-000141-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970923000141/ax-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-23-000141
- JSON: https://secwatch.observer/filing/0001299709-23-000141.json
- Plain text: https://secwatch.observer/filing/0001299709-23-000141.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.