---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-23-000291"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:06:24.482320+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Axos Financial Q1 FY2024 net income $82.6M (+41.5%), diluted EPS $1.38 vs $0.97

## Summary
- Net income $82.6M, +41.5% YoY; diluted EPS $1.38 vs $0.97 (up 42.3%).
- Adjusted EPS (non-GAAP) $1.41, up 19.5% from $1.18.
- Net interest income $211.2M (+17.0%); non-interest income $34.5M (+26.8%).
- Total loans grew to $17.16B from $16.65B at end of prior quarter.
- Non-performing loans $106.9M (0.62% of loans) vs $87.2M (0.52%) in prior quarter.

## SEC filing metadata
- accession: 0001299709-23-000291
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970923000291/0001299709-23-000291-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970923000291/ax-20231026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-23-000291
- JSON: https://secwatch.observer/filing/0001299709-23-000291.json
- Plain text: https://secwatch.observer/filing/0001299709-23-000291.txt

## Key facts
- Earnings Releases
  Axos Financial, Inc. reported first fiscal quarter ended September 30, 2023 results: net income $82.6 million, EPS $1.38.
  - Period: first fiscal quarter ended September 30, 2023
  - Net income: $82.6 million
  - EPS: $1.38
  - Result: reported results
  source text: Axos Financial, Inc. Reports First Quarter Fiscal 2024 Results
  evidence_url: https://www.sec.gov/Archives/edgar/data/1299709/000129970923000291/0001299709-23-000291-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.