{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-24-000006","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2024-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.712448+00:00","generated_at":"2026-06-06T14:44:56.464128+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Axos Q2 FY2024 net income $151.8M (+86% YoY), EPS $2.62 (+94% YoY); FDIC loan purchase boosts non-interest income","bullets":["Net income $151.8M, diluted EPS $2.62 vs $1.35 YoY; adjusted EPS $1.60 vs $1.38","Net interest income $228.6M (+14.4% YoY); non-interest income $124.1M (incl. $1.25B FDIC loan purchase)","Loans net $18.3B, up from $15.5B YoY; allowance for credit losses $251.7M (1.33% of loans)","ROAA 2.90% vs 1.77%, ROAE 30.39% vs 18.71%; tangible book value per share $33.45","FDIC loan purchase: acquired $1.25B CRE/multifamily loans at 63% of par, ~18% estimated yield"],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-24-000006","json":"https://secwatch.observer/filing/0001299709-24-000006.json","markdown":"https://secwatch.observer/filing/0001299709-24-000006.md","text":"https://secwatch.observer/filing/0001299709-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000006/0001299709-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000006/ax-20240130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T14:44:56.464128+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4a95ea91a3071e458e2cceb37954060b81a1b58c","claim":"Axos Financial, Inc. reported second fiscal quarter ended December 31, 2023 results: net income $151.8 million, EPS $2.62.","evidence_excerpt":"Net income was $151.8 million, an increase of 86.1% from $81.6 million for the quarter ended December 31, 2022. Diluted earnings per share was $2.62, an increase of $1.27, or 94.1%, as compared to diluted earnings per share of $1.35 for the quarter ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000006/0001299709-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second fiscal quarter ended December 31, 2023"},{"label":"Net income","value":"$151.8 million"},{"label":"EPS","value":"$2.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}