{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-24-000092","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2024-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.766143+00:00","generated_at":"2026-06-03T04:10:12.251641+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Financial Q3 FY2024 net income $110.7M (+38.7% YoY); EPS $1.91 (+44.7%)","bullets":["Net income $110.7M, diluted EPS $1.91; adjusted EPS $1.94 (+43.7% YoY).","Net interest income $261.6M (+31.5% YoY); net interest margin 4.87%.","Loan portfolio $18.7B net; total assets $22.6B; deposits $19.1B.","CET1 ratio 11.47% (Axos Fin.) and 12.47% (Axos Bank); both up sequentially.","Provision for credit losses $6.0M vs $5.5M a year ago; allowance 1.36% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-24-000092","json":"https://secwatch.observer/filing/0001299709-24-000092.json","markdown":"https://secwatch.observer/filing/0001299709-24-000092.md","text":"https://secwatch.observer/filing/0001299709-24-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/0001299709-24-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/ax-20240430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T04:10:12.251641+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d634e5134eae367208dffbe5c6427f5fdde52aa8","claim":"Axos Financial, Inc. reported third fiscal quarter ended March 31, 2024 results: net income $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023, EPS $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31.","evidence_excerpt":"Axos Financial, Inc. Reports Third Quarter Fiscal 2024 Results LAS VEGAS, NV – (BUSINESS WIRE) – April 30, 2024 – Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”) today announced unaudited financial results for the third fiscal quarter ended March 31, 2024. Net income was $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023. Diluted earnings per share (“EPS”) was $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/0001299709-24-000092-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third fiscal quarter ended March 31, 2024"},{"label":"Net income","value":"$110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023"},{"label":"EPS","value":"$1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}