---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-24-000092"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2024-04-30T23:59:59+00:00"
generated_at: "2026-06-03T04:10:12.251641+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Axos Financial Q3 FY2024 net income $110.7M (+38.7% YoY); EPS $1.91 (+44.7%)

## Summary
- Net income $110.7M, diluted EPS $1.91; adjusted EPS $1.94 (+43.7% YoY).
- Net interest income $261.6M (+31.5% YoY); net interest margin 4.87%.
- Loan portfolio $18.7B net; total assets $22.6B; deposits $19.1B.
- CET1 ratio 11.47% (Axos Fin.) and 12.47% (Axos Bank); both up sequentially.
- Provision for credit losses $6.0M vs $5.5M a year ago; allowance 1.36% of loans.

## SEC filing metadata
- accession: 0001299709-24-000092
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2024-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/0001299709-24-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/ax-20240430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-24-000092
- JSON: https://secwatch.observer/filing/0001299709-24-000092.json
- Plain text: https://secwatch.observer/filing/0001299709-24-000092.txt

## Key facts
- Earnings Releases
  Axos Financial, Inc. reported third fiscal quarter ended March 31, 2024 results: net income $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023, EPS $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31.
  - Period: third fiscal quarter ended March 31, 2024
  - Net income: $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023
  - EPS: $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31
  - Result: reported results
  source text: Axos Financial, Inc. Reports Third Quarter Fiscal 2024 Results LAS VEGAS, NV – (BUSINESS WIRE) – April 30, 2024 – Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”) today announced unaudited financial results for the third fiscal quarter ended March 31, 2024. Net income was $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023. Diluted earnings per share (“EPS”) was $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1299709/000129970924000092/0001299709-24-000092-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.