{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-24-000098","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2024-06-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.766776+00:00","generated_at":"2026-06-01T06:28:15.403643+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Axos refutes short-seller claims on CRE loan quality, cites 40% avg LTV","bullets":["CRE Specialty portfolio $5.22B with weighted avg LTV 40%; fund partners take first-loss risk (Carlyle, Related, Fortress).","Multifamily mortgages avg LTV 55% at origination; significant portion repriced with increased prepayment speed.","Specific loan rebuttals: 147-35 95th Ave 98% complete; 960 Franklin Ave land purchased April 2024, work commencing.","Warehouse lines to A&D Mortgage fully repaid Sept 2020; Commerce line in good standing.","No material change in credit performance since last earnings call; short-seller report called misleading."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-24-000098","json":"https://secwatch.observer/filing/0001299709-24-000098.json","markdown":"https://secwatch.observer/filing/0001299709-24-000098.md","text":"https://secwatch.observer/filing/0001299709-24-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000098/0001299709-24-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000098/ax-20240604.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T06:28:15.403643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}