{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-24-000215","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.011734+00:00","generated_at":"2026-05-30T08:05:58.182557+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Axos Financial Q1 FY2025 net income $112.3M, EPS $1.93, up 39.9% YoY","bullets":["Net income $112.3M (+35.9% YoY); diluted EPS $1.93 (+39.9%); adjusted EPS $1.96 (+39%).","Net interest income $292M (+38.3% YoY); NIM expanded to 5.21% from 4.65% in prior quarter.","Non-accrual loans rose to $177M (0.89% of loans) from $113M (0.57% at June 30); net charge-offs 0.17% annualized.","Total deposits $19.97B; CET1 capital ratio improved to 12.44% at Sept 30 vs 12.01% at June 30.","Return on average common equity 19.12% vs 18.81% in prior quarter; book value $42.14 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-24-000215","json":"https://secwatch.observer/filing/0001299709-24-000215.json","markdown":"https://secwatch.observer/filing/0001299709-24-000215.md","text":"https://secwatch.observer/filing/0001299709-24-000215.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000215/0001299709-24-000215-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970924000215/ax-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:05:58.182557+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}