secwatch.observer — SEC 8-K summary
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Issuer:     Axos Financial, Inc. (AX)
CIK:        0001299709
Form:       8-K
Filed at:   2024-10-30T23:59:59+00:00
Accession:  0001299709-24-000215
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Axos Financial Q1 FY2025 net income $112.3M, EPS $1.93, up 39.9% YoY
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- Net income $112.3M (+35.9% YoY); diluted EPS $1.93 (+39.9%); adjusted EPS $1.96 (+39%).
- Net interest income $292M (+38.3% YoY); NIM expanded to 5.21% from 4.65% in prior quarter.
- Non-accrual loans rose to $177M (0.89% of loans) from $113M (0.57% at June 30); net charge-offs 0.17% annualized.
- Total deposits $19.97B; CET1 capital ratio improved to 12.44% at Sept 30 vs 12.01% at June 30.
- Return on average common equity 19.12% vs 18.81% in prior quarter; book value $42.14 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1299709/000129970924000215/0001299709-24-000215-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1299709/000129970924000215/ax-20241030.htm
  HTML page:      https://secwatch.observer/filing/0001299709-24-000215

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