{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000010","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.244627+00:00","generated_at":"2026-05-27T08:03:23.753668+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Axos Financial Q2 FY2025 EPS $1.80, adjusted EPS $1.82; NII up 22.5%","bullets":["Net income $104.7M ($1.80 diluted EPS) vs $151.8M ($2.62) prior year, which included $92.4M FDIC gain.","Adjusted EPS rose 13.8% to $1.82 from $1.60; net interest income $280.1M (+22.5% YoY).","Non-interest income fell 77.6% to $27.8M due to absence of FDIC loan purchase gain.","Loan portfolio grew to $20.0B; non-accrual loans increased to 1.26% of total loans (from 0.89% Q1).","Book value $44.17 per share; CET1 ratio 12.42% vs 12.44% sequentially."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000010","json":"https://secwatch.observer/filing/0001299709-25-000010.json","markdown":"https://secwatch.observer/filing/0001299709-25-000010.md","text":"https://secwatch.observer/filing/0001299709-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000010/0001299709-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000010/ax-20250128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:03:23.753668+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}