{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000104","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-07-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.610850+00:00","generated_at":"2026-05-18T09:54:40.199363+00:00","sec_items":["8.01","9.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Axos Financial to take $4M impairment from California tax law change; future tax rate cut 3%","bullets":["California changed multi-state income apportionment for financial institutions, effective June 30, 2025.","Axos recorded a one-time non-cash DTA impairment of ~$4M, netted with other state settlements, in Q4 FY2025.","Effective tax rate for FY2026 and beyond expected to decline by ~3% compared to prior rate.","Company will report Q4 FY2025 results on July 30, 2025 after market close."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000104","json":"https://secwatch.observer/filing/0001299709-25-000104.json","markdown":"https://secwatch.observer/filing/0001299709-25-000104.md","text":"https://secwatch.observer/filing/0001299709-25-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000104/0001299709-25-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000104/ax-20250630.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:54:40.199363+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}