{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000157","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-09-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.611705+00:00","generated_at":"2026-05-17T06:20:22.614077+00:00","sec_items":["1.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Axos Financial prices $200M sub notes at 7.00% to refinance higher-cost 2030 notes","bullets":["$200M 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 priced on Sept 16, closing Sept 19.","Net proceeds ~$197.2M after 1.25% underwriting discount; use: redeem $160.5M outstanding 2030 notes (4.875% fixed, set to re-price to ~9%) and support growth.","2030 notes conditional redemption notice issued Aug 29; redemption on Oct 1, 2025 subject to financing condition.","Notes rated BBB by Kroll Bond Rating Agency; interest fixed 7.00% to Oct 2030, then Three-Month Term SOFR + 379bps.","Joint book-runners: Keefe Bruyette & Woods and Raymond James; co-managers: B. Riley and Janney."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000157","json":"https://secwatch.observer/filing/0001299709-25-000157.json","markdown":"https://secwatch.observer/filing/0001299709-25-000157.md","text":"https://secwatch.observer/filing/0001299709-25-000157.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000157/0001299709-25-000157-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000157/ax-20250916.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:20:22.614077+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}