{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000162","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-09-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.611904+00:00","generated_at":"2026-05-17T06:04:49.881939+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Axos Financial issues $200M of 7.00% subordinated notes due 2035","bullets":["Issued $200M aggregate principal of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035.","Fixed rate 7.00% from Sep 2025 to Oct 2030; then floats at SOFR + 379 bps quarterly.","Notes mature Oct 1, 2035; are unsecured, subordinated, and rank junior to senior debt.","Redeemable at par beginning Oct 1, 2030; sold via Keefe, Bruyette & Woods underwriting agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000162","json":"https://secwatch.observer/filing/0001299709-25-000162.json","markdown":"https://secwatch.observer/filing/0001299709-25-000162.md","text":"https://secwatch.observer/filing/0001299709-25-000162.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000162/0001299709-25-000162-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000162/ax-20250919.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:04:49.881939+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"892d49aa294e257d0df2ca0a423321276e523efb","claim":"Axos Financial, Inc. incurred senior notes of $200,000,000 aggregate principal amount with Keefe, Bruyette & Woods, Inc., as representative of the underwriters at 7.00% Fixed-to-Floating Rate maturing 2035-10-01.","evidence_excerpt":"On September 19, 2025, Axos Financial, Inc. (the “Company”) completed its previously announced sale of $200,000,000 aggregate principal amount of the Company’s 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000162/0001299709-25-000162-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$200,000,000 aggregate principal amount"},{"label":"Counterparty","value":"Keefe, Bruyette & Woods, Inc., as representative of the underwriters"},{"label":"Rate","value":"7.00% Fixed-to-Floating Rate"},{"label":"Maturity","value":"2035-10-01"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}