{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000164","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-09-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.612141+00:00","generated_at":"2026-05-17T05:57:24.155912+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Bank to acquire Verdant Commercial Capital for $43.5M; expects EPS accretion of 2-3% in FY2026","bullets":["Axos Bank signs agreement to buy 100% of Verdant, an equipment leasing company with $1.1B loan/lease portfolio as of Aug 31, 2025.","Purchase price includes $4M premium to book value (10% premium); $43.5M paid in cash at close expected Sept 30, 2025.","Earn-out: seller can receive up to $50M in performance-based cash if VCC ROE exceeds 15% over four years.","Transaction expected to be accretive to EPS by 2-3% in fiscal 2026 and 5-6% in fiscal 2027 after funding cost savings.","Axos plans to cross-sell commercial deposits and floorplan lending across Verdant's six industry verticals."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000164","json":"https://secwatch.observer/filing/0001299709-25-000164.json","markdown":"https://secwatch.observer/filing/0001299709-25-000164.md","text":"https://secwatch.observer/filing/0001299709-25-000164.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000164/0001299709-25-000164-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000164/ax-20250919.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:57:24.155912+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}