{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-25-000183","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.050730+00:00","generated_at":"2026-05-17T01:15:40.637826+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Financial Q1 FY2026 EPS $1.94; net loan growth $1.6B from Verdant","bullets":["Net income $112.4M, diluted EPS $1.94 vs $1.93 YoY (flat).","Adjusted EPS $2.07, up 5.6% YoY from $1.96; adjusted earnings $120.4M.","Net loan growth $1.6B fueled by Verdant acquisition.","Net interest income $291M (-0.3%); non-interest income $32.3M (+13%).","Excl. $17M prior-year FDIC loan prepayment, net interest income +$16M, EPS +$0.22."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-25-000183","json":"https://secwatch.observer/filing/0001299709-25-000183.json","markdown":"https://secwatch.observer/filing/0001299709-25-000183.md","text":"https://secwatch.observer/filing/0001299709-25-000183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000183/0001299709-25-000183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970925000183/ax-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:15:40.637826+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}