---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-25-000183"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:15:40.637826+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Axos Financial Q1 FY2026 EPS $1.94; net loan growth $1.6B from Verdant

## Summary
- Net income $112.4M, diluted EPS $1.94 vs $1.93 YoY (flat).
- Adjusted EPS $2.07, up 5.6% YoY from $1.96; adjusted earnings $120.4M.
- Net loan growth $1.6B fueled by Verdant acquisition.
- Net interest income $291M (-0.3%); non-interest income $32.3M (+13%).
- Excl. $17M prior-year FDIC loan prepayment, net interest income +$16M, EPS +$0.22.

## SEC filing metadata
- accession: 0001299709-25-000183
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970925000183/0001299709-25-000183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970925000183/ax-20251030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-25-000183
- JSON: https://secwatch.observer/filing/0001299709-25-000183.json
- Plain text: https://secwatch.observer/filing/0001299709-25-000183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.