{"schema_version":"secwatch.filing_event.v1","accession":"0001299709-26-000034","form_type":"8-K","ticker":"AX","cik":"0001299709","company_name":"Axos Financial, Inc.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.106213+00:00","generated_at":"2026-05-15T00:35:01.487261+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Axos Q3 FY2026 net income $124.7M, EPS $2.15, up 18.5% YoY","bullets":["Net income $124.7M ($2.15 diluted EPS) vs $105.2M ($1.81) YoY, up 18.5%.","Net interest income $306.3M (+11.2% YoY); non-interest income $85.99M (+157.7%).","Adjusted EPS (Non-GAAP) $1.90, up 5% YoY.","Non-interest income more than doubled YoY to $85.99M."],"urls":{"canonical":"https://secwatch.observer/filing/0001299709-26-000034","json":"https://secwatch.observer/filing/0001299709-26-000034.json","markdown":"https://secwatch.observer/filing/0001299709-26-000034.md","text":"https://secwatch.observer/filing/0001299709-26-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/0001299709-26-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/ax-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:35:01.487261+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8873bc46311558890d5d493c10721251e0fa6f2d","claim":"Axos Financial, Inc. reported third fiscal quarter ended March 31, 2026 results: revenue $306,261, net income $124,677, EPS $2.15.","evidence_excerpt":"EPS was $1.81. Third Quarter Fiscal 2026 Financial Summary Three Months Ended March 31, (Dollars in thousands, except per share data) 2026 2025 % Change Net interest income $ 306,261 $ 275,464 11.2 % Non-interest income $ 85,988 $ 33,373 157.7 % Net income $ 124,677 $ 105,206 18.5 % Adjusted earnings (Non-GAAP) 1 $ 110,224 $ 105,011 5.0 % Diluted EPS $ 2.15 $","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/0001299709-26-000034-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third fiscal quarter ended March 31, 2026"},{"label":"Revenue","value":"$306,261"},{"label":"Net income","value":"$124,677"},{"label":"EPS","value":"$2.15"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}