---
schema_version: "secwatch.filing_event.v1"
accession: "0001299709-26-000034"
form_type: "8-K"
ticker: "AX"
cik: "0001299709"
company_name: "Axos Financial, Inc."
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:35:01.487261+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Axos Q3 FY2026 net income $124.7M, EPS $2.15, up 18.5% YoY

## Summary
- Net income $124.7M ($2.15 diluted EPS) vs $105.2M ($1.81) YoY, up 18.5%.
- Net interest income $306.3M (+11.2% YoY); non-interest income $85.99M (+157.7%).
- Adjusted EPS (Non-GAAP) $1.90, up 5% YoY.
- Non-interest income more than doubled YoY to $85.99M.

## SEC filing metadata
- accession: 0001299709-26-000034
- form_type: 8-K
- ticker: AX
- cik: 0001299709
- company_name: Axos Financial, Inc.
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/0001299709-26-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/ax-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001299709-26-000034
- JSON: https://secwatch.observer/filing/0001299709-26-000034.json
- Plain text: https://secwatch.observer/filing/0001299709-26-000034.txt

## Key facts
- Earnings Releases
  Axos Financial, Inc. reported third fiscal quarter ended March 31, 2026 results: revenue $306,261, net income $124,677, EPS $2.15.
  - Period: third fiscal quarter ended March 31, 2026
  - Revenue: $306,261
  - Net income: $124,677
  - EPS: $2.15
  - Result: reported results
  source text: EPS was $1.81. Third Quarter Fiscal 2026 Financial Summary Three Months Ended March 31, (Dollars in thousands, except per share data) 2026 2025 % Change Net interest income $ 306,261 $ 275,464 11.2 % Non-interest income $ 85,988 $ 33,373 157.7 % Net income $ 124,677 $ 105,206 18.5 % Adjusted earnings (Non-GAAP) 1 $ 110,224 $ 105,011 5.0 % Diluted EPS $ 2.15 $
  evidence_url: https://www.sec.gov/Archives/edgar/data/1299709/000129970926000034/0001299709-26-000034-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.