secwatch.observer — SEC 8-K summary
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Issuer:     Axos Financial, Inc. (AX)
CIK:        0001299709
Form:       8-K
Filed at:   2026-07-30T20:09:23+00:00
Accession:  0001299709-26-000052
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Axos Financial Q4 net income $124.9M, EPS $2.16; adjusted EPS $2.53, up 30% YoY
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- Net income $124.9M ($2.16 diluted EPS) vs $110.7M ($1.92) YoY; adjusted EPS $2.53 vs $1.94.
- Net interest income $317.9M (+13.5% YoY); non-interest income $61.9M (+49.9%) driven by banking fees.
- Total assets $29.96B (+21% YoY); loans net $25.6B; deposits $24.6B.
- Full year net income $490.4M ($8.48 diluted EPS) vs $432.9M ($7.43) YoY.
- Provision for credit losses $17.9M vs $15.0M; allowance for credit losses $347.4M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1299709/000129970926000052/0001299709-26-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1299709/000129970926000052/ax-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001299709-26-000052

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer