{"schema_version":"secwatch.filing_event.v1","accession":"0001327607-24-000177","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.130037+00:00","generated_at":"2026-05-30T10:23:13.366091+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Western Q3 net income $2.1M ($0.22 EPS); deposits up 3.7%, loan-to-deposit ratio down to 95.2%","bullets":["Net income $2.1M ($0.22 diluted EPS) vs $1.1M ($0.11) in Q2 2024 and $3.1M ($0.32) in Q3 2023.","Total deposits grew 3.7% to $2.50B; noninterest-bearing deposits up 19% to $474M.","Loan-to-deposit ratio improved to 95.2% from 101.9% in Q2 2024.","Provision for credit losses fell to $0.5M from $2.3M in Q2 2024, reflecting improved credit quality.","CEO expects loan growth in 2025, net interest margin expansion, and higher mortgage income as rates decline."],"urls":{"canonical":"https://secwatch.observer/filing/0001327607-24-000177","json":"https://secwatch.observer/filing/0001327607-24-000177.json","markdown":"https://secwatch.observer/filing/0001327607-24-000177.md","text":"https://secwatch.observer/filing/0001327607-24-000177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000132760724000177/0001327607-24-000177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000132760724000177/myfw-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:23:13.366091+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}