{"schema_version":"secwatch.filing_event.v1","accession":"0001327607-25-000004","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.320664+00:00","generated_at":"2026-05-27T13:32:07.082056+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Western Q4 2024 net income $2.7M ($0.28 EPS) vs net loss year ago","bullets":["Net income $2.7M ($0.28 diluted EPS) in Q4 2024 vs $2.1M ($0.22) in Q3 2024 and net loss $3.2M ($0.34) in Q4 2023.","Net interest margin 2.45% up 13 bps sequentially from 2.32% in Q3 2024.","Total loans up 2.1% to $2.45B; average deposits up 4.0% to $2.50B.","Provision for credit losses reversed to a release of $0.974M vs $0.501M provision in Q3 2024.","CEO noted highest insurance fee quarter ever and OREO property under contract for Q1 2025 sale."],"urls":{"canonical":"https://secwatch.observer/filing/0001327607-25-000004","json":"https://secwatch.observer/filing/0001327607-25-000004.json","markdown":"https://secwatch.observer/filing/0001327607-25-000004.md","text":"https://secwatch.observer/filing/0001327607-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000132760725000004/0001327607-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000132760725000004/myfw-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T13:32:07.082056+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}