---
schema_version: "secwatch.filing_event.v1"
accession: "0001327607-25-000004"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T13:32:07.082056+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Western Q4 2024 net income $2.7M ($0.28 EPS) vs net loss year ago

## Summary
- Net income $2.7M ($0.28 diluted EPS) in Q4 2024 vs $2.1M ($0.22) in Q3 2024 and net loss $3.2M ($0.34) in Q4 2023.
- Net interest margin 2.45% up 13 bps sequentially from 2.32% in Q3 2024.
- Total loans up 2.1% to $2.45B; average deposits up 4.0% to $2.50B.
- Provision for credit losses reversed to a release of $0.974M vs $0.501M provision in Q3 2024.
- CEO noted highest insurance fee quarter ever and OREO property under contract for Q1 2025 sale.

## SEC filing metadata
- accession: 0001327607-25-000004
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000004/0001327607-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000004/myfw-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001327607-25-000004
- JSON: https://secwatch.observer/filing/0001327607-25-000004.json
- Plain text: https://secwatch.observer/filing/0001327607-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.