---
schema_version: "secwatch.filing_event.v1"
accession: "0001327607-25-000030"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T06:50:46.041880+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Western Q1 net income rises to $4.2M ($0.43 EPS); NIM expands 16 bps to 2.61%

## Summary
- Net income available to common shareholders of $4.2M, up from $2.7M in Q4 2024; diluted EPS $0.43 vs $0.28.
- Net interest margin increased 16 bps to 2.61%; net interest income $17.5M vs $16.9M prior quarter.
- OREO reduced $31.5M to $4.4M after sale of two properties; net gain of $0.5M.
- Noninterest-bearing deposits grew 9.1% to $409.7M; noninterest income $7.3M vs $6.5M.
- CEO expects continuation of positive trends; redeployment of OREO cash into interest-earning assets.

## SEC filing metadata
- accession: 0001327607-25-000030
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000030/0001327607-25-000030-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000030/myfw-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001327607-25-000030
- JSON: https://secwatch.observer/filing/0001327607-25-000030.json
- Plain text: https://secwatch.observer/filing/0001327607-25-000030.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.