{"schema_version":"secwatch.filing_event.v1","accession":"0001327607-25-000112","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.688136+00:00","generated_at":"2026-05-18T02:07:55.922417+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Western Q2 2025 EPS $0.26; loans up 4.7%, NIM expands to 2.67%","bullets":["Net income $2.5M ($0.26 diluted EPS) vs $4.2M ($0.43) in Q1 2025; vs $1.1M ($0.11) in Q2 2024.","Total loans grew $115M (4.7%) to $2.54B quarter-over-quarter.","Net interest margin expanded 6 bps to 2.67%; net interest income up $0.4M to $17.9M.","Provision for credit losses increased to $1.8M from $80K in Q1 2025.","Non-interest expense decreased $0.3M to $19.1M; efficiency ratio improved to 78.83%."],"urls":{"canonical":"https://secwatch.observer/filing/0001327607-25-000112","json":"https://secwatch.observer/filing/0001327607-25-000112.json","markdown":"https://secwatch.observer/filing/0001327607-25-000112.md","text":"https://secwatch.observer/filing/0001327607-25-000112.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/0001327607-25-000112-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/myfw-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:07:55.922417+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}