---
schema_version: "secwatch.filing_event.v1"
accession: "0001327607-25-000112"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:07:55.922417+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Western Q2 2025 EPS $0.26; loans up 4.7%, NIM expands to 2.67%

## Summary
- Net income $2.5M ($0.26 diluted EPS) vs $4.2M ($0.43) in Q1 2025; vs $1.1M ($0.11) in Q2 2024.
- Total loans grew $115M (4.7%) to $2.54B quarter-over-quarter.
- Net interest margin expanded 6 bps to 2.67%; net interest income up $0.4M to $17.9M.
- Provision for credit losses increased to $1.8M from $80K in Q1 2025.
- Non-interest expense decreased $0.3M to $19.1M; efficiency ratio improved to 78.83%.

## SEC filing metadata
- accession: 0001327607-25-000112
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/0001327607-25-000112-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/myfw-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001327607-25-000112
- JSON: https://secwatch.observer/filing/0001327607-25-000112.json
- Plain text: https://secwatch.observer/filing/0001327607-25-000112.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.