secwatch.observer — SEC 8-K summary ====================================== Issuer: First Western Financial Inc (MYFW) CIK: 0001327607 Form: 8-K Filed at: 2025-07-24T23:59:59+00:00 Accession: 0001327607-25-000112 Event type: earnings Sentiment: neutral Materiality: 0.55 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 First Western Q2 2025 EPS $0.26; loans up 4.7%, NIM expands to 2.67% -------------------------------------------------------------------- - Net income $2.5M ($0.26 diluted EPS) vs $4.2M ($0.43) in Q1 2025; vs $1.1M ($0.11) in Q2 2024. - Total loans grew $115M (4.7%) to $2.54B quarter-over-quarter. - Net interest margin expanded 6 bps to 2.67%; net interest income up $0.4M to $17.9M. - Provision for credit losses increased to $1.8M from $80K in Q1 2025. - Non-interest expense decreased $0.3M to $19.1M; efficiency ratio improved to 78.83%. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/0001327607-25-000112-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1327607/000132760725000112/myfw-20250724.htm HTML page: https://secwatch.observer/filing/0001327607-25-000112 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer