{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-22-000007","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2022-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.003473+00:00","generated_at":"2026-06-27T16:46:03.126772+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Home BancShares posts record annual net income $319M, Q4 EPS $0.45; Happy merger expected Q1 2022","bullets":["Q4 2021 net income $73.4M ($0.45 diluted EPS); full-year record $319.0M ($1.94 EPS).","Net interest margin 3.42% (down 18bps QoQ); no provision for credit losses recorded.","Total loans $9.84B, down $65M QoQ; legacy footprint declined $222M organic + $128.7M PPP; Centennial CFG grew $285.7M.","Tangible book value per share $10.80, up 7.86% annualized from $10.59; allowance for credit losses 2.41% of loans.","Happy Bancshares acquisition expected to close Q1 2022, pending Fed approval; state and shareholder approvals received."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-22-000007","json":"https://secwatch.observer/filing/0001331520-22-000007.json","markdown":"https://secwatch.observer/filing/0001331520-22-000007.md","text":"https://secwatch.observer/filing/0001331520-22-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152022000007/0001331520-22-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152022000007/homb-20220120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:46:03.126772+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}