---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-22-000007"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2022-01-20T23:59:59+00:00"
generated_at: "2026-06-27T16:46:03.126772+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home BancShares posts record annual net income $319M, Q4 EPS $0.45; Happy merger expected Q1 2022

## Summary
- Q4 2021 net income $73.4M ($0.45 diluted EPS); full-year record $319.0M ($1.94 EPS).
- Net interest margin 3.42% (down 18bps QoQ); no provision for credit losses recorded.
- Total loans $9.84B, down $65M QoQ; legacy footprint declined $222M organic + $128.7M PPP; Centennial CFG grew $285.7M.
- Tangible book value per share $10.80, up 7.86% annualized from $10.59; allowance for credit losses 2.41% of loans.
- Happy Bancshares acquisition expected to close Q1 2022, pending Fed approval; state and shareholder approvals received.

## SEC filing metadata
- accession: 0001331520-22-000007
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2022-01-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152022000007/0001331520-22-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152022000007/homb-20220120.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-22-000007
- JSON: https://secwatch.observer/filing/0001331520-22-000007.json
- Plain text: https://secwatch.observer/filing/0001331520-22-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.