---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-22-000050"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2022-04-21T23:59:59+00:00"
generated_at: "2026-06-26T05:38:33.045914+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Home BancShares Q1 EPS $0.40 beats estimates; acquires Happy Bancshares; redeems $300M notes

## Summary
- Net income $64.9M ($0.40 diluted EPS) vs. Q1 2021 $91.6M ($0.55); revenue $161.8M down from $193.4M.
- Completed acquisition of Happy Bancshares ($6.76B assets) on April 1, 2022, adding 62 Texas branches.
- Redeemed $300M of 5.625% subordinated notes due 2027 on April 15; issued $300M 3.125% notes due 2032 in Q1.
- Loan growth of $216.6M in Q1, including $242.2M marine loan portfolio purchase from LendingClub Bank.
- Net interest margin 3.21% (down from 3.42% in Q4 2021) due to excess liquidity and new sub debt dilution.

## SEC filing metadata
- accession: 0001331520-22-000050
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2022-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152022000050/0001331520-22-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152022000050/homb-20220415.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-22-000050
- JSON: https://secwatch.observer/filing/0001331520-22-000050.json
- Plain text: https://secwatch.observer/filing/0001331520-22-000050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.