{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-22-000093","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2022-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.228092+00:00","generated_at":"2026-06-23T02:13:22.456099+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Home BancShares Q3 net income $108.7M, EPS $0.53; record revenue $256.3M, NIM 4.05%","bullets":["Net income $108.7M, diluted EPS $0.53; adjusted EPS $0.54; both beat analyst expectations.","Record total net revenue $256.3M, up 47% YoY; net interest margin expanded to 4.05% from 3.60% a year ago.","Loans $13.83B (down $94.6M); deposits $18.54B (down $1.04B); non-performing assets 0.27%.","Tangible book value per share $9.82; repurchased $24.3M of stock during the quarter.","No merger expenses; efficiency ratio improved to 43.24%; capital ratios remain strong (CET1 13.0%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-22-000093","json":"https://secwatch.observer/filing/0001331520-22-000093.json","markdown":"https://secwatch.observer/filing/0001331520-22-000093.md","text":"https://secwatch.observer/filing/0001331520-22-000093.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152022000093/0001331520-22-000093-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152022000093/homb-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:13:22.456099+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}