secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCSHARES INC (HOMB)
CIK:        0001331520
Form:       8-K
Filed at:   2022-10-20T23:59:59+00:00
Accession:  0001331520-22-000093
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home BancShares Q3 net income $108.7M, EPS $0.53; record revenue $256.3M, NIM 4.05%
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- Net income $108.7M, diluted EPS $0.53; adjusted EPS $0.54; both beat analyst expectations.
- Record total net revenue $256.3M, up 47% YoY; net interest margin expanded to 4.05% from 3.60% a year ago.
- Loans $13.83B (down $94.6M); deposits $18.54B (down $1.04B); non-performing assets 0.27%.
- Tangible book value per share $9.82; repurchased $24.3M of stock during the quarter.
- No merger expenses; efficiency ratio improved to 43.24%; capital ratios remain strong (CET1 13.0%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331520/000133152022000093/0001331520-22-000093-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331520/000133152022000093/homb-20221020.htm
  HTML page:      https://secwatch.observer/filing/0001331520-22-000093

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer