---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-23-000049"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:29:02.016283+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Home BancShares Q2 net income $105.3M, EPS $0.52; ROA 1.90%, NIM 4.28%; liquidity exceeds uninsured deposits by $1.69B

## Summary
- Net income $105.3M ($0.52 diluted EPS) vs $103.0M in Q1; total revenue $257.2M, up from $248.8M.
- Net interest margin 4.28% (down from 4.37% Q1); loan yield increased to 6.84%, deposit rate to 2.27%.
- Non-performing assets to total assets improved to 0.28% from 0.33% Q1; allowance covers 472% of NPLs.
- Net available liquidity $6.61B exceeds uninsured uncollateralized deposits ($4.93B) by $1.69B.
- Stock repurchases of $11.8M in Q2; tangible book value per share rose to $10.87 from $10.71.

## SEC filing metadata
- accession: 0001331520-23-000049
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152023000049/0001331520-23-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152023000049/homb-20230720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-23-000049
- JSON: https://secwatch.observer/filing/0001331520-23-000049.json
- Plain text: https://secwatch.observer/filing/0001331520-23-000049.txt

## Key facts
- Earnings Releases
  HOME BANCSHARES INC reported second quarter 2023 results: revenue $257.2 million, net income $105.3 million, EPS $0.52.
  - Period: second quarter 2023
  - Revenue: $257.2 million
  - Net income: $105.3 million
  - EPS: $0.52
  - Result: reported results
  source text: Second Quarter of 2023: Metric Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Net income $105.3 million $103.0 million $115.7 million $108.7 million $16.0 million Total revenue (net) $257.2 million $248.8 million $272.3 million $256.3 million $243.3 million Income before income taxes $136.9 million $132.9 million $148.4 million $142.0 million $19.3 million Pre-tax,
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331520/000133152023000049/0001331520-23-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.