secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCSHARES INC (HOMB)
CIK:        0001331520
Form:       8-K
Filed at:   2023-07-20T23:59:59+00:00
Accession:  0001331520-23-000049
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home BancShares Q2 net income $105.3M, EPS $0.52; ROA 1.90%, NIM 4.28%; liquidity exceeds uninsured deposits by $1.69B
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- Net income $105.3M ($0.52 diluted EPS) vs $103.0M in Q1; total revenue $257.2M, up from $248.8M.
- Net interest margin 4.28% (down from 4.37% Q1); loan yield increased to 6.84%, deposit rate to 2.27%.
- Non-performing assets to total assets improved to 0.28% from 0.33% Q1; allowance covers 472% of NPLs.
- Net available liquidity $6.61B exceeds uninsured uncollateralized deposits ($4.93B) by $1.69B.
- Stock repurchases of $11.8M in Q2; tangible book value per share rose to $10.87 from $10.71.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331520/000133152023000049/0001331520-23-000049-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331520/000133152023000049/homb-20230720.htm
  HTML page:      https://secwatch.observer/filing/0001331520-23-000049

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