---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-24-000005"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2024-01-18T23:59:59+00:00"
generated_at: "2026-06-06T21:48:01.604385+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home BancShares Q4 net income $86.2M ($0.43 EPS); FDIC assessment $13M ($0.05/share)

## Summary
- Q4 2023 net income $86.2M ($0.43 diluted EPS); adjusted EPS $0.46 excluding non-fundamental items.
- Net interest margin 4.17% vs 4.19% Q3; total revenue $245.6M, down 10% YoY.
- Loan growth of $152.9M; non-performing loans to total loans improved to 0.44% from 0.64%.
- Tangible book value $11.63, up from $10.90; net available liquidity $5.59B exceeds uninsured deposits.
- CEO cites West Texas credit issues (potential unethical/criminal) as ongoing headwind; outcome uncertain.

## SEC filing metadata
- accession: 0001331520-24-000005
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2024-01-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152024000005/0001331520-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152024000005/homb-20240118.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-24-000005
- JSON: https://secwatch.observer/filing/0001331520-24-000005.json
- Plain text: https://secwatch.observer/filing/0001331520-24-000005.txt

## Key facts
- Earnings Releases
  HOME BANCSHARES INC reported financial results for fourth quarter 2023.
  - Period: fourth quarter 2023
  - Result: reported results
  source text: Home BancShares, Inc. (the “Company”) hereby furnishes its January 18, 2024 press release announcing fourth quarter 2023 earnings, which is attached hereto as Exhibit 99.1 and incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331520/000133152024000005/0001331520-24-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.