secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCSHARES INC (HOMB)
CIK:        0001331520
Form:       8-K
Filed at:   2024-01-18T23:59:59+00:00
Accession:  0001331520-24-000005
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home BancShares Q4 net income $86.2M ($0.43 EPS); FDIC assessment $13M ($0.05/share)
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- Q4 2023 net income $86.2M ($0.43 diluted EPS); adjusted EPS $0.46 excluding non-fundamental items.
- Net interest margin 4.17% vs 4.19% Q3; total revenue $245.6M, down 10% YoY.
- Loan growth of $152.9M; non-performing loans to total loans improved to 0.44% from 0.64%.
- Tangible book value $11.63, up from $10.90; net available liquidity $5.59B exceeds uninsured deposits.
- CEO cites West Texas credit issues (potential unethical/criminal) as ongoing headwind; outcome uncertain.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331520/000133152024000005/0001331520-24-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331520/000133152024000005/homb-20240118.htm
  HTML page:      https://secwatch.observer/filing/0001331520-24-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer